Simply Better Finance Services

Home Loan

At Simply Better Finance, we help you get low home loan rates with quick turnaround time and an unmatched customer experience. An increasing number of customers in Wallace Avenue Point Cook, choose us as their go-to broker. Call us at 0452 302 293 if you are searching for a trustworthy and well rated home loan broker in Melbourne.

Nowadays, it can be very difficult to find a home loan. One of the best things is that you can contact Simply Better Finance for help. Not only will we help you to find a loan from Melbourne’s top home loan providers, but we’ll also help you get the perfect loan matching your requirements, as a result, you can buy the house of your dreams.

When looking for home loan, there are a number of important factors to take into account. You should be aware of any particular loan limits you may have, for instance. You need to know “how long” it will take to repay the loan in full depending on the amount you need to spend on the house. Potential home buyers may find these factors complicated and overwhelming; in this case, consulting a Simply Better Finance will prove to be beneficial. We will help you every step of the way and simplify the loan application process for you.
You should visit Simply Better Finance if you’re looking for the top home loan brokers in Melbourne.

First Home Buyers

We recognize that this is a moment for you that is both thrilling and occasionally nerve-wracking. It can be intimidating to enter the real estate market for the first time. We at Simply Better Finance specialize in helping first-time homebuyers navigate the real estate process while minimizing stress. From the moment we first speak with you until you move into your ideal home, we are by your side to help make your dreams a reality.

 Refinancing

Refinancing your mortgage means, applying for a new home loan to replace your present one. The steps of completing an application for a mortgage, providing supporting materials, and signing documents are the same for both. Payments on your new mortgage will start within the month, and your old one will be discharged and paid off.

Investment Loan

You can utilise property investment loans to borrow money to invest in real estate, including land, homes, apartments, and commercial property. These loans function somewhat differently than a mortgage for a house you want to reside in. Your ability to repay the loan may be based on the potential revenue from a property investment that you make. Loans for investments typically have higher interest rates than loans for homes.

Next Home Loans

To buy a new home, your first step is to know what to do with your current home. Whatever the matter, you will need a new loan for you or, at least, a different plan for your current one. We will look at thousands of home loan options to discover the one that suits your requirements.

House & Land or Construction Loans

For those who are building a home or making significant repairs, a construction loan is a type of mortgage. If you want to get money in instalments, this loan is perfect for you.
You will get the pre-arranged funds from the lender in instalments rather than all at once. This makes it possible for you to pay your bills during the restoration. Together with your lender, you will need to establish a payment schedule, and most importantly, follow it.

Top Up and Home Renovation

You could re-mortgage your debt if you already have a mortgage. You may have some more money as a result to use for house improvements.

You might refinance your mortgage and obtain a better price if you have equity in your property. Either speak with your current creditor or look for another lender with better interest rates and costs. You may be able to get funding for home renovations through refinancing.

Other Loans

Personal Loans

Need a personal loan to help you with your purchase of a holiday, tuition for a course, or new furniture? If so, we can assist you in getting a personal loan in a short time. Get in touch!

 Car Loan

Everyone enjoys the smell of a brand-new car. Sadly, not everyone has the money to purchase one right soon. To get you an affordable car loan, Simply Better Finance works with more than 20 banks and lenders.

 Asset Finance

Asset finance often benefits small business owners, independent contractors, and self-employed people. Customers can use these loans to purchase the tools they need to run their businesses, like work vehicles.

Purchasing a car is one of the most popular options for personal asset financing. Contact us to learn more about alternative asset financing options and eligibility.

Self Managed Super Fund loan

A home loan for a self-managed super fund to buy investment property is known as a self-managed super fund loan (SMSF). All rental income and capital gains generated by the investment are consequently reinvested in the super fund, increasing your retirement savings. To learn how we can assist you in finding a Self-Managed Super Fund loan, get in touch with us right away.